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Teach a Veteran to Fish

Recently, I had the privilege of helping another veteran who had retired from federal service after leaving the military before 2011. Like so many others, he was facing family challenges and decided it was finally time to look at his VA disability rating.

But he was afraid.

Not because he thought he wasn’t entitled to his benefits. He was afraid that if he opened the door again, the VA might reduce his rating. So for years, he simply left it alone.

A mutual friend from college introduced us, and we talked veteran to veteran.

I asked him a few simple questions: How old are you? What is your current rating? What conditions were originally service connected?

Then I asked him something he had never really considered.

“What if the VA simply missed something?”

The VA handles millions of claims. Like any large organization, mistakes happen. Sometimes conditions are overlooked. Sometimes veterans don’t claim everything because, when they leave the service, they’re focused only on what hurts the most at that moment.

In his case, we reviewed his VA decision letter together and found a condition that should have been claimed. He submitted the claim himself.

Within two weeks, his rating increased from 60% to 80%.

That gave him confidence.

Next, I asked him to do something I ask nearly every veteran to do: build a timeline of his military career and write down every injury, illness, exposure, and significant event he could remember.

As we worked through his history, we discussed secondary conditions—medical problems that develop because of already service-connected disabilities. He realized he had been receiving treatment for several of them for years without ever connecting them to his original service-connected condition.

Again, he filed the claims himself.

His rating increased from 80% to 90%.

At that point, I told him what I tell everyone.

“I’ve taught you the process. You know how to advocate for yourself now.”

Several months later, he called.

The VA had completed additional examinations, approved more secondary conditions, and he had reached a 100% disability rating.

Like so many veterans, he earned every bit of it.

No one wants the injuries, the chronic pain, or the emotional scars that come with military service. But when those sacrifices affect a veteran for the rest of their life, our nation made a promise to care for them.

Unfortunately, many veterans never even look.

They’ve heard stories about fraud or abuse. They worry they’ll be judged. They don’t want to seem like they’re asking for a handout.

The reality is that the overwhelming majority of veterans simply want to be treated fairly.

My philosophy has always been simple.

I don’t want to hand someone a fish.

I want to teach them how to fish.

I mentor veterans so they understand the process, learn how to gather evidence, write their own statements, and become their own best advocates. Then I ask them to do one thing:

Help the next veteran.

Imagine the impact if every veteran helped just one more.

Today, it’s estimated that roughly six million veterans who left the military before the widespread use of digital VA claims have never even had their disabilities fully evaluated. Many don’t realize that decades after service is often when conditions become significantly worse. Bad backs become arthritis. Knee injuries deteriorate. Ankles fail. Hearing loss progresses. Mental health conditions become more apparent with time.

Those veterans deserve to know they still have options.

Less than one percent of Americans have been willing to raise their right hand and volunteer to serve this nation, knowing that service could cost them their health—or even their life.

Seeking the benefits they earned isn’t taking advantage of the system.

It’s simply allowing a grateful nation to keep its promise.

Don’t Leave a Service Member Behind: Empowering Veterans to Navigate VA Disability Benefits

Most of my veteran clients come to me the old-fashioned way: through referrals and word of mouth.

I am not currently accredited by the Department of Veterans Affairs, although I began that process nearly three years ago. About a year ago, the VA contacted me to ask if I was still interested. I told them absolutely. Since then, I have been waiting to hear back.

In the meantime, veterans continue to need help.

Recently, a veteran over the age of 50 was referred to me. He was rated at 60% disability but was afraid to file any additional claims because he had heard a common myth: “If I ask for more, the VA will take away what I already have.”

After reviewing his file, we discovered that a bilateral condition had never been properly claimed. The issue wasn’t that he was asking for something new—the original rating simply wasn’t correct.

Within two weeks, his rating increased from 60% to 80%.

We then identified several secondary conditions that were directly related to his service-connected disabilities. Within two months, his rating increased again to 90%.

But the most important part of this story is not the rating increase.

Throughout the process, I taught him how the VA disability system works. I explained evidence requirements, secondary conditions, effective dates, and how to build a strong claim.

Armed with that knowledge, he continued the process himself.

Today, he has achieved the correct rating of 100%.

That is success.

Not because I helped him. Because he learned how to help himself.

There are approximately 6 million veterans who have never been evaluated for VA disability compensation. Many left military service before programs such as the Benefits Delivery at Discharge (BDD) process became common.

At the same time, there are only about 2,000 accredited Veterans Service Officers (VSOs) across the country.

Let’s do the math.

Assume:

  • A compensation claim review takes an average of 135 days (midpoint between 120 and 150 days).
  • A VSO works 40 hours per week.
  • A VSO works 50 weeks per year.

Even if every VSO could somehow manage one complete compensation review every 135 days, the system could only process about 5,400 veterans per year nationwide.

At that rate, it would take more than 1,100 years to review 6 million veterans.

Even if we assume far greater efficiency, the reality remains the same:

There are far more veterans needing assistance than there are professionals available to help them.

The Solution: Veteran Helping Veteran

We cannot solve this challenge by relying solely on VSOs, attorneys, claims agents, or consultants.

We must empower veterans.

Every veteran who learns how the system works should help another veteran.

Every veteran who successfully navigates the process should teach someone else.

Every veteran who receives benefits they earned should encourage a fellow service member to get evaluated.

The goal is not dependence.

The goal is education.

The goal is confidence.

The goal is ensuring that every veteran understands the benefits they earned through their service.

The veteran in this story did exactly that. He overcame fear, learned the process, achieved the correct rating, and is now in a position to help others.

That is how we create a force multiplier.

One veteran helping another.

Then another.

Then another.

Because at the end of the day, we all swore an oath to leave no one behind.

That principle should not end when military service does.

Don’t leave a service member behind. Help them get the benefits they earned. Teach them how the process works. Empower them to help the next veteran.

The Missing Millions: Why So Many Veterans Still Lack Disability Ratings

In the United States today, a significant portion of the veteran population remains without a service-connected disability rating—even though many receive ongoing care from the Department of Veterans Affairs (VA). This gap affects millions and stems from long-standing structural issues and common misunderstandings.

How Many Veterans Are Unrated?

Recent federal data shows:

17.8 million veterans currently live in the U.S.

Only 5.2 million (about 30%) have a service-connected disability rating.

That leaves roughly 12.5 million veterans without a rating, including an estimated 6 million who separated before disability assessments became part of the mandatory out-processing process.

Before the mid-1990s and early 2000s reforms, the DoD did not require a disability evaluation as part of separation or retirement. Millions of veterans left service with no assessment and never filed later simply because the process was unclear or unknown.

Two VA Systems — and They Don’t Communicate

A critical fact many veterans do not know:

Many veterans assume that being treated for chronic pain, orthopedic injuries, sleep issues, or mental health conditions means their disability file is being updated. It isn’t. Only a formal claim triggers review.

The Impact on Veterans

Millions of veterans who never filed a claim at all.

Veterans with worsening conditions who never requested rating increases.

VA healthcare patients with serious diagnoses that were never evaluated for service-connection.

Missed compensation, lost benefits, and reduced access to programs tied to rating thresholds.

A single misconception—“VA healthcare updates my disability rating”—can cost a veteran years of deserved benefits.

What Every Veteran Should Do Now

To ensure disability benefits reflect current health conditions, veterans should:

1. Review their conditions regularly

Check for new diagnoses, worsening symptoms, or secondary conditions.

2. File new or supplemental claims

Use VA.gov, mail, or accredited submission channels to request evaluation.

3. Understand the system

VA healthcare records do not update disability ratings. A claim must be submitted.

4. Track secondary conditions

Issues like sleep apnea, depression, migraines, radiculopathy, GERD, or joint degeneration often stem from service-connected primaries.

Veterans who separated before mandatory disability evaluations around 2010 are especially vulnerable because many were never informed of the modern process.

Closing the Gap

With only ~30% of veterans holding a disability rating—and millions eligible but unrated—awareness is essential. Understanding that VA healthcare and VA disability compensation operate independently is the first step toward ensuring every veteran receives the benefits they earned through service.

Need Help Understanding Your Claim Path?

If you or a veteran you know is unsure about eligibility, secondary conditions, or how to properly file, guidance is available. Filing a claim is not automatic—but it can be straightforward when you understand the rules and requirements.

How to Add Evidence to Your VA Disability Claim

I have been getting the title of the this alot.

Yes, you can add evidence to a VA disability claim after it has been submitted, as long as the claim is still open (not yet decided). Great example, is you decide to have a provider complete the VAs DBQ as your medical evidence is limited and it was after you already pressed submit. Some claims take several months so you shouldn’t worry about not submitting it.

Here are your options depending on the stage of your claim:

If the claim is still in progress (Pending / Under Review):

You can submit additional evidence directly via:

Be sure to include:

  • Your VA file number or SSN
  • The specific claim it relates to
  • A clear description of what the evidence is and why it’s relevant

If a decision has already been made: (you got your claim letter back from the VA)

You cannot just “add” evidence—you’ll need to take one of these steps:

ScenarioActionForm
You’re still within the 1-year appeal window File a Supplemental ClaimVA Form 20-0995. do it online and your lay letters don’t have to be on the official form
You think a clear error was madeFile a Higher-Level ReviewVA Form 20-0996 do it online and your lay letters don’t have to be on the official form
You want a hearing with a judge
(last last resort)
File a Board Appeal (18 months!)VA Form 10182 do it online and your lay letters don’t have to be on the official form

In all three cases, you can submit new evidence (except during Higher-Level Review, where no new evidence is allowed).

Hope this helps folks out there!

    A Veteran’s Journey: Overcoming Fears and Finding Support

    Helping veterans get the VA benefits they deserve can be challenging, especially when they feel uncertain or worried about the process. Recently, a close friend of mine, a Purple Heart awardee, experienced a life-changing outcome by appealing his VA disability rating.

    After retiring more than a decade ago, my friend was stuck at an 80% disability rating. For years, he expressed the same concerns I hear from so many veterans:

    • “I don’t want to game the system.”
    • “I only served a few years; I don’t deserve more.”
    • “There’s nothing seriously wrong with me.”
    • “I hate dealing with anything related to the government.”

    But after speaking with him many many times and seeing the success of other veterans I’ve helped (5), he finally decided to take the next step. Here’s what he did:

    Key Steps That Made the Difference:

    1. Getting the Right Help:
      I suggested he visit his State VHA Representative. It was a crucial step that made sure his appeal was handled correctly and with all the necessary documentation.
    2. Using What Was Already There:
      Since he already had a disability rating, most of the needed information was already on file. He only needed to add a few things that were missed earlier, which made his appeal smoother and quicker.
    3. Knowing Where and How to File:
      The outcome of an appeal can often depend on where and how you submit it. Making sure all the paperwork was accurate and complete helped speed up the process.
    4. Pushing Past the Emotional Hurdles:
      Many veterans feel anxious about appealing, thinking it’s somehow dishonorable or that they’re asking for too much. But these benefits are not a handout—they’re earned through service and sacrifice.

    The Result:

    In just under six weeks, his disability rating went from 80% to 100%. This change means more financial security for his family and gives his wife the chance to consider retirement. They both chose careers focused on helping others rather than financial rewards, so this increase makes a big difference in their lives.

    If you’re a veteran, don’t let fears or misconceptions hold you back. Get the support you need, and remember—you’ve earned these benefits through your service. Your well-being matters, and there are people ready to help you every step of the way.

    “Being challenged in life is inevitable, being defeated is optional.” – Roger Crawford