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Teach a Veteran to Fish

Recently, I had the privilege of helping another veteran who had retired from federal service after leaving the military before 2011. Like so many others, he was facing family challenges and decided it was finally time to look at his VA disability rating.

But he was afraid.

Not because he thought he wasn’t entitled to his benefits. He was afraid that if he opened the door again, the VA might reduce his rating. So for years, he simply left it alone.

A mutual friend from college introduced us, and we talked veteran to veteran.

I asked him a few simple questions: How old are you? What is your current rating? What conditions were originally service connected?

Then I asked him something he had never really considered.

“What if the VA simply missed something?”

The VA handles millions of claims. Like any large organization, mistakes happen. Sometimes conditions are overlooked. Sometimes veterans don’t claim everything because, when they leave the service, they’re focused only on what hurts the most at that moment.

In his case, we reviewed his VA decision letter together and found a condition that should have been claimed. He submitted the claim himself.

Within two weeks, his rating increased from 60% to 80%.

That gave him confidence.

Next, I asked him to do something I ask nearly every veteran to do: build a timeline of his military career and write down every injury, illness, exposure, and significant event he could remember.

As we worked through his history, we discussed secondary conditions—medical problems that develop because of already service-connected disabilities. He realized he had been receiving treatment for several of them for years without ever connecting them to his original service-connected condition.

Again, he filed the claims himself.

His rating increased from 80% to 90%.

At that point, I told him what I tell everyone.

“I’ve taught you the process. You know how to advocate for yourself now.”

Several months later, he called.

The VA had completed additional examinations, approved more secondary conditions, and he had reached a 100% disability rating.

Like so many veterans, he earned every bit of it.

No one wants the injuries, the chronic pain, or the emotional scars that come with military service. But when those sacrifices affect a veteran for the rest of their life, our nation made a promise to care for them.

Unfortunately, many veterans never even look.

They’ve heard stories about fraud or abuse. They worry they’ll be judged. They don’t want to seem like they’re asking for a handout.

The reality is that the overwhelming majority of veterans simply want to be treated fairly.

My philosophy has always been simple.

I don’t want to hand someone a fish.

I want to teach them how to fish.

I mentor veterans so they understand the process, learn how to gather evidence, write their own statements, and become their own best advocates. Then I ask them to do one thing:

Help the next veteran.

Imagine the impact if every veteran helped just one more.

Today, it’s estimated that roughly six million veterans who left the military before the widespread use of digital VA claims have never even had their disabilities fully evaluated. Many don’t realize that decades after service is often when conditions become significantly worse. Bad backs become arthritis. Knee injuries deteriorate. Ankles fail. Hearing loss progresses. Mental health conditions become more apparent with time.

Those veterans deserve to know they still have options.

Less than one percent of Americans have been willing to raise their right hand and volunteer to serve this nation, knowing that service could cost them their health—or even their life.

Seeking the benefits they earned isn’t taking advantage of the system.

It’s simply allowing a grateful nation to keep its promise.

The Missing Millions: Why So Many Veterans Still Lack Disability Ratings

In the United States today, a significant portion of the veteran population remains without a service-connected disability rating—even though many receive ongoing care from the Department of Veterans Affairs (VA). This gap affects millions and stems from long-standing structural issues and common misunderstandings.

How Many Veterans Are Unrated?

Recent federal data shows:

17.8 million veterans currently live in the U.S.

Only 5.2 million (about 30%) have a service-connected disability rating.

That leaves roughly 12.5 million veterans without a rating, including an estimated 6 million who separated before disability assessments became part of the mandatory out-processing process.

Before the mid-1990s and early 2000s reforms, the DoD did not require a disability evaluation as part of separation or retirement. Millions of veterans left service with no assessment and never filed later simply because the process was unclear or unknown.

Two VA Systems — and They Don’t Communicate

A critical fact many veterans do not know:

Many veterans assume that being treated for chronic pain, orthopedic injuries, sleep issues, or mental health conditions means their disability file is being updated. It isn’t. Only a formal claim triggers review.

The Impact on Veterans

Millions of veterans who never filed a claim at all.

Veterans with worsening conditions who never requested rating increases.

VA healthcare patients with serious diagnoses that were never evaluated for service-connection.

Missed compensation, lost benefits, and reduced access to programs tied to rating thresholds.

A single misconception—“VA healthcare updates my disability rating”—can cost a veteran years of deserved benefits.

What Every Veteran Should Do Now

To ensure disability benefits reflect current health conditions, veterans should:

1. Review their conditions regularly

Check for new diagnoses, worsening symptoms, or secondary conditions.

2. File new or supplemental claims

Use VA.gov, mail, or accredited submission channels to request evaluation.

3. Understand the system

VA healthcare records do not update disability ratings. A claim must be submitted.

4. Track secondary conditions

Issues like sleep apnea, depression, migraines, radiculopathy, GERD, or joint degeneration often stem from service-connected primaries.

Veterans who separated before mandatory disability evaluations around 2010 are especially vulnerable because many were never informed of the modern process.

Closing the Gap

With only ~30% of veterans holding a disability rating—and millions eligible but unrated—awareness is essential. Understanding that VA healthcare and VA disability compensation operate independently is the first step toward ensuring every veteran receives the benefits they earned through service.

Need Help Understanding Your Claim Path?

If you or a veteran you know is unsure about eligibility, secondary conditions, or how to properly file, guidance is available. Filing a claim is not automatic—but it can be straightforward when you understand the rules and requirements.

VA Disability Claims: Clear and Simple Support

Filing for disability compensation through the Department of Veterans Affairs (VA) can be a complex and frustrating process. I provide a straightforward service designed to make it easier for veterans to receive the benefits they have earned.

Here is how I work:

  • Payment only if benefits are awarded. My fee is twenty percent of the initial back payment from the VA. If an appeal is needed, the same structure applies. After that, the veteran owes nothing further.
  • Based on federal standards. Because the VA does not set rates for consulting, I align with the Social Security Administration’s guideline of twenty-five percent and reduce it by five percent. This keeps my fee at twenty percent, below a recognized federal benchmark.
  • No long-term obligations. Veterans can stop working with me at any time after providing notice. There are no hidden commitments or recurring fees.
  • Everything in writing. I use a simple written contract that explains all terms clearly, in plain language. Veterans know exactly what to expect before we begin.
  • Who I work with. Most of the veterans I serve are those who have had bad experiences with Veterans Service Officers (VSOs) or firms, those who have grown frustrated with the VA, and those who may not believe they deserve this benefit from a grateful nation.

My goal is to provide a fair, transparent, and effective path through the VA process, with clear terms and no surprises.

If you are a veteran who would like help filing for VA disability benefits, contact me at lou@loujswz.com
or 706-332-6005.

me a long long time ago 
far far away