It started as an announcement that my wife and I would be working as (1099) folks for small companies. That means they give you money, you worry about all the stuff your parents told you working for an established company gives you. Through that spark or kick in the pants to leave our parents directions behind we started off on our dingy down the Thames.

As I do most things, I ask my friends; “what type of business structure I should choose?” Everyone said an S-Corp as it was the best for two folks working as independent contractors making hopefully over 80,000 a year. Simple enough, I did a search on the app “Thumbtack” for Formation of S-Corps and I hired another veteran from a long list of possibilities. Connie is great, hired he on April 16th and any accountant that can take a call on that day has gotta be organized. So for 180 dollars I was able to get my EIN, Corp Docs, CAGE and Election of a Small Business as well as my states Dept of Revenue structure set up. With that one phone meeting I surrendered my first bit of independence by committing to tax filing both personal and business to someone else, no more TurboTax for me. As well as a reoccurring expense.

I asked Connie; “if she took the federal and state taxes out of the monies the Companies I did business with?” No, she said I have a referral for you to a guy that does payroll. So after setting up a business bank account with a Credit Union, I set up payroll administration with another Company. Two more alliances in the battle for two small folks working for others.

From formation to banking, taxes, and payroll we jumped into Insurance; all kinds of insurance, I got umbrella, professional liability and general liability not to mention a medical and dental plan for our employee (1) and growing! All those come with its own program administration portal and of course a reoccurring fee which all the sales people say is great because its a deduction and several more partners in crime to add to my phone contacts along with 800 numbers to service desks around the world to wait on hold to support my team.

Luckily in a way as my sole employee and also owner and wife can’t have a business provided HSA she had to do that on her own. I’m just happy I don’t have to administer the program, but I am the webmaster, bringing me back to my youth and providing me an outlet to write which I love to do.

As the say;” A Soldier ain’t happy if he aint bitchin” so I guess I am happy, I’m happy.